Effective Date: March 27, 2025
Company: INSTANT CASH ADVANCE DI LLC
Product: CashDi: Instant Cash Advance
Contact: support@cashdihub.com
Platform: iOS only
Territory: United States only
At INSTANT CASH ADVANCE DI LLC, your privacy is a priority. This Privacy Policy describes how we collect, use, share, and protect your personal and financial data when you use our iOS-exclusive mobile application, CashDi: Instant Cash Advance. This application is intended for U.S. residents aged 18 and older.
By accessing or using our app, you agree to the terms outlined below. If you do not agree, please discontinue use.
1. Scope of Policy
This policy applies only to users located in the United States who access the CashDi mobile app on iOS devices.
2. Eligibility
Our services are available only to individuals who are at least 18 years old. We do not knowingly collect or process information from users under this age.
3. Information We Collect
We may collect the following categories of information:
- Personally Identifiable Information (PII): Name, date of birth, address, phone number, email, and SSN
- Financial Information: Employment status, income, banking information, requested loan details, and credit-related data (upon your consent)
- Device Information: OS version, device ID, IP address, and app usage metrics
- Location Data: Approximate geolocation derived from IP for U.S. territory limitation
4. Use of Information
We use your data to:
- Match you with appropriate lending partners
- Operate and improve the AI Debt-Free Planner feature
- Provide customer support
- Send transactional or marketing communications
- Meet regulatory, legal, or fraud prevention requirements
5. Data Sharing and Disclosure
We may share your information:
- With verified third-party lenders for application processing
- With operational service providers under strict confidentiality agreements
- With legal authorities when required by law
We do not sell your information to third parties for advertising or promotional use.
6. AI Processing
The AI Debt-Free Planner analyzes your debt and financial profile to generate personalized repayment strategies. This process is fully automated. You can disable AI-based suggestions in your app settings.
7. Data Security
We use strong security measures including 2048-bit SSL encryption, role-based access controls, and continuous monitoring. While we strive for complete security, we cannot guarantee absolute data protection.
8. Data Retention
We retain your personal information only as long as necessary to fulfill service obligations or as required by applicable law. You may request data deletion by contacting support@cashdihub.com.
9. Your Rights
As a U.S. resident, you have the right to:
- Access and review your personal data
- Request corrections or updates
- Withdraw consent for certain processing activities
- Request deletion of your data and account
- File a complaint with your local consumer protection agency
10. Changes to the Privacy Policy
We reserve the right to modify this Privacy Policy. Updates will be published within the app and will take effect immediately upon posting.
11. Contact Us
If you have questions or would like to exercise your data rights, please contact: support@cashdihub.com